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Buying Process

 

 

 

Stage 1 ? Getting Started

Once instruction is received your case is allocated to one of our conveyancing team who will send you a client care letter providing you with all the details required to get your purchase moving

 

Stage 2 ? Agreement

  • Receive a contract package and other papers from the sellers solicitor, investigate the legal title to the property, liaise with you on the documentation, and if required we make additional enquiries before approving the draft contract.
  • Receive and check the mortgage offer from your lender.
  • Arrange for you to sign the contract and loan documents, and receive your deposit.
  • Send the contract and deposit to the sellers solicitors.

Stage 3 ? Exchange

  • Exchange contract and deposit with sellers solicitor (at this stage you are legally bound to buy the property).
  • Agree completion documentation and satisfactory legal questionnaire (called Requisitions on Title) with seller?s solicitors and send Deed for sellers to sign.
  • Agree completion dates with you and the seller?s solicitor.
  • Prepare a completion statement advising you of any monies owing for completion.
  • Request mortgage monies (if required) from your lender

Stage 4 ? Completion

  • Receive funds from your mortgage lender, if applicable
  • Balance monies sent to the seller?s solicitor and closing documents exchanged.
  • Conclude searches to make sure seller will discharge all mortgages on the property, discharge any judgements affecting the property or other issues, ensuring you get good title to the property.
  • Completion takes place (you collect the keys, usually from the estate agent, and you MOVE IN).
  • If applicable stamp duty is paid and the registration of the transfer deed and mortgage (if applicable) is organised in the Land Registry/Registry of Deeds
  • Once registration is complete, the Deeds are sent on to your lender together with our Certificate of Title.


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